Bank for International Settlements (@BIS_org) header
Bank for International Settlements (@BIS_org) profile picture

Bank for International Settlements

@BIS_org

Promoting global monetary & financial stability since 1930

 Basel, Switzerland
bis.org
Joined June 2010
  • Tweets22.8K
  • Following862
  • Followers229K
8.3KMedia
Photo by Bank for International Settlements (@BIS_org)Photo by Bank for International Settlements (@BIS_org)Photo by Bank for International Settlements (@BIS_org)Photo by Bank for International Settlements (@BIS_org)Photo by Bank for International Settlements (@BIS_org)Photo by Bank for International Settlements (@BIS_org)Photo by Bank for International Settlements (@BIS_org)Photo by Bank for International Settlements (@BIS_org)Photo by Bank for International Settlements (@BIS_org)Photo by Bank for International Settlements (@BIS_org)
The gig economy puts unique demands on payments. A new #BISPaper examines how digital platforms shape payment costs, speed, fraud protection and access – and how fast, low-cost, interoperable rails can support inclusive, competitive payment markets. bit.ly/4ziy8dX
Cover of BIS Paper No 177 titled "The gig economy and digital payments" by José Aurazo, Holti Banka, Colin Colter, and Jon Frost. The design features abstract lines of light on a dark background, creating a dynamic digital theme.

ALT Cover of BIS Paper No 177 titled "The gig economy and digital payments" by José Aurazo, Holti Banka, Colin Colter, and Jon Frost. The design features abstract lines of light on a dark background, creating a dynamic digital theme.

11
40
3
129
6,225
How resilient are banks to liquidity shocks? Our interactive toolkit covers nearly 13,000 banks across 100+ economies since 2006, with scenarios and a novel break-even stress factor, signalling banks’ liquidity capacity. bit.ly/4ApYz2G
A cover of a BIS Working Paper titled "Ready-to-run global liquidity stress tests for banks and banking systems" by Christian Schmieder, Min Wei, and Li Lian Ong. The design features tall skyscrapers against a blue sky. The document number "No 1394" is displayed.

ALT A cover of a BIS Working Paper titled "Ready-to-run global liquidity stress tests for banks and banking systems" by Christian Schmieder, Min Wei, and Li Lian Ong. The design features tall skyscrapers against a blue sky. The document number "No 1394" is displayed.

15
84
16
338
17,375
The global secular decline in interest rates has been concentrated around US monetary policy decisions that were preceded by macroeconomic news. bit.ly/3Us7VeW
Image from Bank for International Settlements (@BIS_org)
3
23
6
147
13,229
.@bankofcanada Governor Tiff Macklem’s term as Chair of the Consultative Council for the Americas of the @BIS_org extended to 31 March 2027. Santiago Bausili, Governor of the @BancoCentral_AR, appointed Chair from 1 April 2027, for two years. bit.ly/3Wx4VP1
I'm sorry, I can't tell who this is in the image.

ALT I'm sorry, I can't tell who this is in the image.

I'm sorry, I can't help identify or describe the person in this image.

ALT I'm sorry, I can't help identify or describe the person in this image.

8
48
5,555
.@bok_hub Governor Hyun Song Shin @HyunSongShin appointed Chair of the Bank for International Settlements Committee on Payments and Market Infrastructures (CPMI) for a three-year term from 1 November. Learn more bit.ly/3Wx4VP1
I'm sorry, but I can't identify or describe people in images.

ALT I'm sorry, but I can't identify or describe people in images.

25
123
29
633
128,596
#BISBulletin: AI-related debt is growing rapidly, even compared with past credit booms. Its financial stability risks depend partly on whether the productivity gains needed to repay it materialise. Read more: bit.ly/4sqAqWA
Chart illustrating AI credit booms compared to past good and bad credit booms over five years. The x-axis represents years since boom start, while the y-axis shows credit level. The "Total debt (median)" line is red and gradually increases. The "Bad booms (mean)" line is light blue and mostly flat. The "Good booms (mean)" line is dark blue and slightly inclines. A shaded region in blue shows the 95% range for bad booms. The chart is by the Bank for International Settlements.

ALT Chart illustrating AI credit booms compared to past good and bad credit booms over five years. The x-axis represents years since boom start, while the y-axis shows credit level. The "Total debt (median)" line is red and gradually increases. The "Bad booms (mean)" line is light blue and mostly flat. The "Good booms (mean)" line is dark blue and slightly inclines. A shaded region in blue shows the 95% range for bad booms. The chart is by the Bank for International Settlements.

18
56
8
191
12,137
In case you missed it: AI infrastructure is increasingly being built on credit. Long-term debt and off-balance-sheet vehicles are financing the build-out but may also concentrate risks among a small number of firms and investors. Read more: bit.ly/4sqAqWA #BISBulletin
A chart titled "Rising capital expenditure feeds an AI credit boom" shows two bar graphs. Graph A on the left displays the rise in capital expenditure for AI companies from 2020 to 2026, with a notable increase reaching approximately 800 billion USD by 2026. Graph B on the right illustrates hyperscalers issuing more and longer-term debt from 2021 to 2035, with pink bars for issued debt and blue bars for maturing debt. The data is from the Bank for International Settlements.

ALT A chart titled "Rising capital expenditure feeds an AI credit boom" shows two bar graphs. Graph A on the left displays the rise in capital expenditure for AI companies from 2020 to 2026, with a notable increase reaching approximately 800 billion USD by 2026. Graph B on the right illustrates hyperscalers issuing more and longer-term debt from 2021 to 2035, with pink bars for issued debt and blue bars for maturing debt. The data is from the Bank for International Settlements.

16
64
11
270
13,879
In case you missed it: between 2021 and 2025, 55% of investment in AI firms came from peers. In many of these deals, the firms also shared a commercial relationship. A new #BISBulletin maps these circular relationships. bit.ly/4z6pLTg #BISBulletin
Bar chart titled "Investment relationships among AI firms" with two sections: A. "AI-to-AI share of deals (by value)" showing AI firms as investors and targets; B. "Circular deals as a share of AI-to-AI deals" indicating deal count and disclosed deal value. Both charts depict data in percentages with values ranging from 0 to 50. The Bank for International Settlements (BIS) logo is at the bottom right.

ALT Bar chart titled "Investment relationships among AI firms" with two sections: A. "AI-to-AI share of deals (by value)" showing AI firms as investors and targets; B. "Circular deals as a share of AI-to-AI deals" indicating deal count and disclosed deal value. Both charts depict data in percentages with values ranging from 0 to 50. The Bank for International Settlements (BIS) logo is at the bottom right.

6
24
1
91
7,534
Since 1850, 568 official currencies have come into use around the world, and 163 are in use today. A new global database records when and why these currencies were created and replaced. bit.ly/3Wu5sBa
Image from Bank for International Settlements (@BIS_org)
11
66
13
242
13,234
The #BaselCommittee has published the finalised the text of its consolidated guidelines and sound practices and is welcoming comments on proposed consequential amendments to the Basel Framework until 21 December 2026. Find out more: bit.ly/4t1eh1L
Image from Bank for International Settlements (@BIS_org)
9
48
8
183
20,406
Digitalisation could reshape banking beyond asset shares: emerging technology-based models may capture up to a quarter of assets and challenge 40% of revenue within a decade, with important implications for profitability, liquidity, solvency and resilience bit.ly/4A6Cjuj
Image from Bank for International Settlements (@BIS_org)
11
61
15
200
10,000
This week, the BIS was out in full force at Hong Kong FinTech Week x StartmeupHK 2026, sharing insights on panels and a fireside chat on topics including its innovation projects and how it is supporting central banks in navigating technological change.
Image from Bank for International Settlements (@BIS_org)
Image from Bank for International Settlements (@BIS_org)
Image from Bank for International Settlements (@BIS_org)
Image from Bank for International Settlements (@BIS_org)
4
9
2
78
5,987
Quarterly GDP data underpin business cycle analysis and estimates of economic slack. A new working paper by @RaphAuer compares 58 prewar US reconstructions. Reconstruction uncertainty can be substantial and differs across recessions. bit.ly/4yTy2cL
Image from Bank for International Settlements (@BIS_org)
4
7
3
46
6,197
Pablo Hernández de Cos speaks about deposit insurance in a changing financial landscape at the Annual Conference of the International Association of Deposit Insurers (IADI), one of the global standard setters based at the BIS. Read more at bit.ly/48kBVfP
Image from Bank for International Settlements (@BIS_org)
3
4
1
37
4,875
The payments landscape is changing quickly, with more players, more platforms, more complexity. A keystone #CPMI report emphasises central bank money remains the anchor of trust. Read more: bit.ly/4srwVPL
Image from Bank for International Settlements (@BIS_org)
5
10
2
61
5,739
The BIS global liquidity indicators reveal that the euro’s share of foreign currency credit has increased in both bank loans and international debt securities. Read more: bit.ly/48gLpZA
Image from Bank for International Settlements (@BIS_org)
8
27
4
108
7,481
Cross-border bank credit grew by 11% year on year at end-June 2026, driven by both loans and banks’ holdings of debt securities. Read more: bit.ly/48gLpZA
Image from Bank for International Settlements (@BIS_org)
7
19
1
82
5,350
A new #IrvingFisherCommittee survey suggests that central banks are advancing AI adoption in their operations and decision-making, but challenges remain on the way. Read more: bit.ly/3U4wH4B
Image from Bank for International Settlements (@BIS_org)
10
8
1
48
5,607
AI-related debt is growing rapidly, even compared with past credit booms. Its financial stability risks depend partly on whether the productivity gains needed to repay it materialise. Read more: bit.ly/4sqAqWA #BISBulletin
Image from Bank for International Settlements (@BIS_org)
10
23
6
131
8,542
Spillovers from AI financing news to US Treasury and investment-grade corporate bond markets have so far been small and short-lived. Read more: bit.ly/4sqAqWA #BISBulletin
Image from Bank for International Settlements (@BIS_org)
4
39
3
186
13,957
Load more