Frank Moon

Built on a network made for speed and efficiency, it settles in 3-5 seconds for less than a penny. Doing its job since 2012.

JUST IN: 🇺🇸 OKX and NYSE's parent company to launch 24/7 tokenized securities exchange on November 23rd.

HOLY SMOKES 😱 $XRP 8.5 YEAR CUP & HANDLE ☕️ 6 MONTHS ON, STILL BUILDING..

🚨UPDATE: $XRP Ledger Is JUST 7 Votes Away From Letting Institutions EARN Interest on Their XRP 😳🔥 Imagine @Evernorthxrp holding MILLIONS in $XRP and actually MAKING MONEY from lending it out... instead of just waiting for XRP’s price to go up! 👀 👉 Now imagine banks and funds borrowing $XRP or $RLUSD directly through XRPL!

JUST IN: 🇷🇺 Russia's Central Bank says exchanges can begin cryptocurrency trading from November 17th.

What building on @XRP Ledger? 👀

In 2016, @Ripple David Schwartz argued banks would need interoperable ledgers. 10 years later, Hyun Song Shin has just been appointed Chair of the @BIS_org Committee on Payment and Market Infrastructures (CPMI) Shin helped introduce Project Agorá, which is testing atomic cross-border settlement & BNY, Standard Chartered, BBVA and MUFG are all Project Agorá industry participants which have ALL partnered with @Ripple Listen what he says about SWIFT below.... the case for $XRP is getting stronger...

.@bok_hub Governor Hyun Song Shin @HyunSongShin appointed Chair of the Bank for International Settlements Committee on Payments and Market Infrastructures (CPMI) for a three-year term from 1 November. Learn more bit.ly/3Wx4VP1

9살 어린아이처럼 이야기해 드릴게요. 잘 들어 보셈. Yellow가 뭐냐고요? 아주 쉽게 말해 볼게요. 친구랑 사탕을 100번 주고받는다고 해 봐요. 그때마다 선생님한테 가서 공책에 적으면 너무 느리지요. 그래서 둘이 먼저 사탕 주머니를 선생님한테 맡겨 둡니다. 그다음부터는 둘이서만 빠르게 주고받고, 끝날 때 딱 한 번만 선생님한테 결과를 적는 거예요. Yellow가 바로 이 방식입니다. 블록체인이 선생님 공책이고요. 그래서 이런 게 가능해집니다. 몇 원짜리 아주 작은 결제, 친구한테 바로 보내기, 게임 속에서 실시간으로 아이템 사고팔기, 예측 맞히면 그 자리에서 바로 받기. 이 프로젝트를 이용하다 막히면 여기로 오세용

LATEST: ⚡️ Billionaire Ray Dalio urges investors to diversify with “gold and/or crypto” as “non-traditional money type of investments,” telling Money Rehab there’s a significant chance debt problems could “become real problems.”

🇺🇸JUST IN: Shark Tank investor Kevin O'Leary predicts the CLARITY Act will become law in 2027. The bill failed to secure the 60 Senate votes needed to advance in September, but O'Leary believes the growing importance of blockchain and tokenization will force Washington to revisit crypto market structure legislation. He points out that much of America's money-transfer infrastructure is decades old, dating back to the 1960s. Blockchain technology offers a far more efficient alternative 🚀

Who builds on @XRP Ledger?

🚨Huge news from the BIS and for the future of global payments and potentially $XRP! Hyun Song Shin, Governor of South Korea’s central bank, has been appointed Chair of the BIS committee responsible for shaping international payment and settlement standards! Shin has spent YEARS advocating faster cross-border payments, tokenisation and a complete overhaul of outdated financial infrastructure. What makes this even more interesting is Ripple has secured major deals across South Korea’s financial sector throughout 2026, expanding its presence in payments, digital assets and tokenisation! The man helping shape the future of global payments now leads the central bank of a country where @Ripple is rapidly expanding. A fascinating development for the long term $XRP narrative!

BREAKING: Water is wet. Of course the woman who wanted to recruit an “anti-crypto army” is unwilling to acknowledge the many positive things digital assets have done for affordability and everyday Americans, so allow me to name a few: -Payroll processing takes 5 days on average today, as you can see below. Stablecoins permit employers to pay their employees nearly instantly. For most Americans living paycheck-to-paycheck, getting paid 5 days earlier is a big deal. -Warren’s beloved big banks charge nearly 15% to send $200 overseas, and the money takes days or weeks to arrive. Digital assets spare its customers many of the unnecessary fees and can move the funds nearly instantly, any day of the week. For someone who claims to champion affordability and hates junk fees, she sure loves protecting them. Ultimately, digital assets have made a clear case, but she just keeps voting against them and the rules of the road she claims she wants, because she actually wants to kill crypto. Builders should plan accordingly.

Every empire in history ended the same way. Too much debt, a weaker currency, and a public told everything was fine. We’re not watching a market cycle. We’re watching a monetary cycle that comes around once a century. Position for the century, not the quarter.

🚨 WE ARE THE ULTIMATE WINNERS CROSSING THE FINAL THRESHOLD. We call them the financial powers. By the time the masses enter the market, it is already too late. A recent message from a long-term XRP investor to Brad Garlinghouse and David Schwartz reflects the feelings of countless XRP holders. For nearly a decade, these investors have defended XRP, standing by Ripple through relentless attacks, uncertainty, and enormous emotional and financial pressure. The time has finally come to reward those who sacrificed so much and never abandoned their convictions. But one final test remains. We are now witnessing what may be the ultimate test of their trust, patience, and conviction. An overwhelming wave of panic selling could soon shake the entire market. This will be the moment when even the strongest convictions begin to collapse. Those who entered the market believing that Trump's election victory and the arrival of a pro-crypto administration would usher in a new era may also reach their breaking point. Their final capitulation will mark the moment when hope turns into surrender. And once that capitulation is complete, a prolonged bull market will begin. Just as we have waited for years, the global financial powers have been preparing for the transformation of the financial system on a timeline spanning at least 15 to 20 years. Throughout this journey, countless XRP holders have had their convictions tested. Some walked away. Others abandoned their beliefs. But a small group refused to surrender. Now comes the final threshold, designed to push even the most loyal holders to the edge of giving up. The greatest rallies do not begin when everyone is confident. They begin when even those who believed the longest can no longer find a reason to believe. WE ARE THE ULTIMATE WINNERS CROSSING THE FINAL THRESHOLD.

I really do think it's hard to believe we will end up in a world where XRPL is successful but XRP fails to capture a good fraction of that value.

I think three things: 1) Greater adoption and use of XRPL will add value to XRP because of its privileged place on the ledger. It's the only asset with no counterparty that anyone can hold. It's jurisdictionless. It's favored by autobridging. 2) If what you really care about is short to medium term price, I'm not convinced utility matters beyond having a stable, reliable network that can ensure the token is scarce, fungible, censorship resistant, and easy to hold and transfer. 3) XRPL was not designed as a way to make XRP's price go up. It was designed as a way to provide a fast, cheap, and reliable native token, DEX, and payment system for people who needed those features. I'm not sure if this is the majority view, even at Ripple. So I am very much speaking for myself here.

JUST IN: BlackRock expects billions of dollars in crypto to move into ETFs over security concerns

지친 목소리가 점점 늘고 있습니다. 이젠 7년을 버틴 사람이 손을 놓으려 합니다. Genfinity 창립자 Ryan Solomon. #XRP 커뮤니티에서 오래 목소리를 내 온 그가 보유한 XRP 전부를 파는 걸 검토 중이라고 합니다. 여전히 10달러는 갈 수 있다고 믿는다면서요. 그가 꼽은 이유는 기회비용, 그리고 자꾸만 바뀌는 서사였습니다. 인내만을 이야기하며 XRP를 팔아 리플을 살찌우는 구조에 신물이 난다는 이야기 아닐까요? 그는 1년 전보다 반토막 난 가격이 아니라, 날짜만 바꿔 다시 오는 이야기들에 지친 것이지요. 10달러를 믿으면서도 떠나려는 사람. 그를 지치게 한 건 가격이 아니라 기다림의 설명이었습니다. 말은 좋게 하지만, 회사의 정책과 태도에 대한 신뢰가 무너졌다는 것이겠지요. #Ripple 이 답해야 할 건 목표 가격이 아니라 그 기다림의 이유입니다. 참고자료: thecryptobasic.com/2026/11/0…