Caleb Ford (@Caleb___Ford) profile picture

Caleb Ford

@Caleb___Ford

Take everything seriously but yourself.

Joined October 2024
  • Tweets3.6K
  • Following58
  • Followers149
Damn! I always knew it was dumb when people tried to say we weren't founded as a Christian nation, but I didn't expect this rebuttal to go so hard. I guess I underestimated it too. We were Christian as fuckkk!! youtube.com/shorts/4j0zMF6Uu…
Was America founded as a Christian nation? 🇺🇸 #charliekirk #tpusa...

Was America founded as a Christian nation? 🇺🇸 #charliekirk #tpusa...

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

youtube.com
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What if one day, a pay with @Upstart button were as common as Google pay? The URN wouldn't just aggregate loans from Upstart's site, but from self check outs and websites for everything from car rentals, Airbnb, airports, Expedia, Lowes, theme parks, sporting events and concerts.
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You wouldn't even need to own a credit card. You'd just know the option to borrow is available to you when you need it, should you need it. No reason that couldn't be an app on your phone, but way more people would learn of Upstart if it were also put in front of them on websites
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Insurance Trustpilot scores Progressive 1.1 Liberty Mutual 1.1 All State 1.2 Geico 1.3 State Farm 1.5 @Lemonade_Inc 4.2 This is super bearish for $LMND! If their AI is so great, why are they making next to no progress in penetrating legacy's hold on the massive haters market?
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I am very bullish on @LMND, but there is one innovation at State Farm that seriously threatens LMND's long term thesis. How does the @Lemonade team expect to compete with the zap? youtu.be/4Vf1j_vnnMs?si=Pd3O…
This Guy Thought a Commercial was REAL!

This Guy Thought a Commercial was REAL!

NOT AN AD, just a sketch. Like a good neighbor… State Farm is there...

youtube.com
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$UPST Trust Pilot score 4.9 $LMND Trust Pilot score 4.1 My thought: If LMND are every bit as good at what LMND do as UPST are at what UPST do, LMND will have the lower score. This is because negativity is more motivating than positivity when it comes to leaving reviews. (1/3)
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UPST and LMND both frustrate customers with rejected applications and high APR's/premiums. However when an approved UPST customer is upset, they tend to know it's their fault. They stopped paying what they owe. Now and then someone will think UPST could have helped more. (2/3)
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Patent pending @Upstart
Image from Caleb Ford (@Caleb___Ford)
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Every partner gets a complimentary bottle after their first billion in originations
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Tested $SOFI personal loan to see if the new funding meant they'd finally approve outside of traditional prime. Guess @SoFi's model's not there yet but fortunately $UPST saves the day if I let SoFi send me to other offers. @Upstart's 5 year loan offered the lowest monthly payment
Image from Caleb Ford (@Caleb___Ford)
Image from Caleb Ford (@Caleb___Ford)
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Upst also had the lowest 36 month offer but they're out of order so screenshot is worthless SoFi are my bank, credit card, and brokerage. They see I always pay my card, and that I save a ton of my income to invest. However my income is only $50k so I'm not prime in that respect
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Such a great reminder to keep a long term focus. "We've been through this before. The market teaches us not to panic." youtu.be/K2IYIJc1f00?si=GiNZ…
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This video does a great job breaking down the incident that is causing $upst stock to go down today. @Upstart investors should brace themselves for a tough road ahead. youtu.be/9U4Ha9HQvMo?si=Ibni…
Breaking News: Some Bullshit Happening Somewhere

Breaking News: Some Bullshit Happening Somewhere

Subscribe to The Onion on YouTube: http://bit.ly/xzrBUAExcruciati...

youtube.com
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The Anthem @Upstart $upst bulls youtu.be/Uz1Jwyxd4tE?si=gRmN…
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Virtual registration is live for $upst AI Day on May 14. @Upstart ir.upstart.com/events/event-…

Upstart AI Day | Upstart Holdings, Inc.

The Investor Relations website contains information about Upstart Holdings, Inc.'s business for stockholders, potential investors, and financial analysts.

ir.upstart.com
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youtu.be/ssDeqSDytHg?si=G0d-… YouTube doesn't typically get actors of this quality. The NFT holder reminds me of my mom talking about scams she's interested in while refusing to believe me when I tell her that wasn't the Bitcoin creator revealing himself to an exclusive, random group.
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In Sep @Upstart offered me 17% APR In Nov they offered me 14% APR Now in Jan they are offering me 12% APR If my math is right, by Mar next year they'll be offering me 2% APY
Image from Caleb Ford (@Caleb___Ford)
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Replying to @Lmnd
@LMND CEO speaking truths nobody in finance wants to hear. The Fin is NOT more important than the Tech Competent Fin and leading Tech will crush leading Fin and competent Tech. Tech is ALWAYS what revolutionizes industries Fin-over-Tech mentality is why $PGY can never be $UPST
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Replying to @JRogrow
@JRogrow in 2022 you took a very small, very speculative bet on Meta. You looked all over and couldn't find anyone saying anything good about it My question is, did you keep holding through the massive gains or was it too good not to sell? Also when you gona guest on Fool Live?
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There are only two outcomes in investing; Either you were wrong, or you should have bought more I bought a reckless amount of @Upstart... and it wasn't nearly enough Goal creep gets a bad rap, but nothing is healthier than continually raising the bar for yourself... maybe kale
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Advice for anyone worrying @Upstart may be overvalued The market doesn't value this like a lender. As both macro tailwinds and growth accelerate, more growth will be pulled forward and multiples will only expand Adapt to the market as it is, not as how you think it should be
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Replying to @Upstart
@Upstart is now a certified provider of Stellantis. $UPST had pivoted away from dealership growth to focus on per-store profitability. Seems they are less concerned about auto profitability, either due to success or to increasing strength beyond auto. linkedin.com/posts/upstart-n…
#auto #dealers #digitalretail | Upstart

#auto #dealers #digitalretail | Upstart

We're excited to announce that Upstart is now a certified provider in the Stellantis Digital Retailing Program! We're here to help Stellantis dealers sell more cars through a modern online-to-showr...

linkedin.com
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All potential New $UPST HELOC States Upstart Mortgage LLC license date: Texas 11/13/23 Oregon 2/16/24 Minnesota 3/29/24 Alaska 7/25/24 Wyoming 8/1/24 Louisiana 8/12/24 Indiana 9/4/24 Ohio 9/16/24 Vermont 10/4/24 Listed on HELOC site: Alaska Indiana Minnesota Oregon Wyoming
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The states listed on the site are more likely (but not guaranteed) to be active. Still time for Upstart to squeeze in some more for the Q3 call
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Hotel breakfast is the biggest thing I'd miss at @Airbnb. They should partner with @DoorDash and let guests schedule breakfast in advance. The ABNB host could even have the option of reserving the right to be the dasher and make a bit more off their side hustle, if they are local
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