🇪🇸 BREAKING: Bank of Spain Governor José Luis Escrivá says Europe is building the future of finance on tokenized markets anchored by central bank money.
Pontes is now live, linking DLT to central bank settlement. Appia, Europe's long-term tokenized market architecture, is next.
🇪🇺 🇪🇸 CENTRAL BANK: Bank of Spain Governor José Luis Escrivá says Europe is building the future of finance on DLT and tokenized markets.
From his November 10th lecture in Geneva:
• Tokenized securities and assets on DLT
• Programmable, automated transactions
• Pontes, now live, bridging DLT platforms to central bank money for final settlement
Next step: Appia, a long-term architecture for an integrated tokenized financial ecosystem across Europe.
Read the full breakdown of Pontes, the 18 institutions connected at launch, and Appia's 2028 blueprint:
genfinity.io/2026/11/11/bank…
🚨 NEW: The Bank for International Settlements (BIS) just released a global liquidity stress-testing tool covering nearly 13,000 banks in 100+ economies, about $170 trillion in assets.
The paper warns digital bank runs can unfold in hours, challenging Basel III liquidity rules.
🏛️ BREAKING: Apex Group, a global financial services provider servicing more than $3.5 trillion in assets, has joined the Hedera Council.
The firm brings expertise in fund services, digital assets, and institutional market infrastructure to the Hedera Council.
Learn More:
genfinity.io/2026/11/11/apex…
🇺🇸 Happy Veterans Day.
Today, we honor all who have served in the United States Armed Forces.
From all of us at Genfinity, thank you for your service and sacrifice. 🇺🇸
🇺🇸 BREAKING: The SEC clears Nasdaq's ISE to list options on qualifying digital commodity ETPs.
Until now, each crypto ETP needed its own SEC approval before options could list. Products that meet the new standards can now skip that step.
SEC Release No. 34-106863
Full breakdown of the 19 assets the SEC calls digital commodities:
genfinity.io/2026/11/10/sec-…
💧 NEW: Launch Africa invests in Water Ledger Global.
Water Ledger operates SWaN, the Commonwealth of Virginia's stream, wetland and nutrient credit trading platform, in partnership with the state's environmental regulator.
Transactions are recorded on Hedera.
Sources:
Disrupt Africa:
disruptafrica.com/2026/11/06…
Virginia DEQ:
content.govdelivery.com/acco…
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🇯🇵 DEVELOPING: Japan's government bonds are set to be tokenized on Canton Network, targeting 24/7 settlement.
MUFG, the largest bank in Japan, is set to test bond-for-cash settlement and repo, with live testing slated for this month.
Learn More:
genfinity.io/2026/11/10/toke…
🇪🇺 TOKENIZATION: Europe announces a new industry group to build a unified rulebook for settling tokenized securities across blockchains and legacy systems.
The group is backed by the ECB, European Commission, and ESMA, with first standards targeted for early 2028.
🇪🇺 NEW: European Central Bank, European Commission, and ESMA are launching the European Tokenisation Standards Group to set common interoperability standards for Europe's tokenized markets.
The industry-led group will build a single rulebook for settling and holding tokenized securities across blockchains and traditional financial infrastructure.
Key dates:
• Nov 27, 2026: Nomination deadline
• Jan 2027: Work begins
• Early 2028: First standards targeted
🪙 NEW: The BIS identifies crypto as a challenger to centuries of state-issued currency dominance.
The new study finds 405 currencies discontinued since 1850, with a median lifespan of 33 years.
Will crypto replace the system, or modernize it?
Source:
pressroom.aboutschwab.com/pr…
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👁🗨 BIOMETRICS: European researchers identify high-throughput DLT as potential infrastructure for biometric identity verification.
The 39-page academic review examines scalability, decentralized identity, and privacy, citing Stellar, XRP Ledger, Hashgraph, and Solana.
🧐 RESEARCH: A new 39-page academic review from KU Leuven in Belgium and Universidad Autónoma de Madrid in Spain examines DLT for biometric identity verification.
The researchers highlight several networks and their cited throughput capabilities:
• Stellar (XLM): 1,000 TPS
• Ripple (XRP Ledger, XRP): 1,500 TPS
• Hashgraph (used by Hedera, HBAR): Over 250,000 TPS
The paper discusses federated Byzantine agreement for Stellar and asynchronous Byzantine fault tolerance (aBFT) for Hashgraph.
Solana (SOL) is also identified as a promising direction for future research into near-real-time biometric applications, citing higher transaction speeds and shorter confirmation times.
The researchers emphasize keeping sensitive biometric data off-chain while using DLT for identity credentials, integrity, and auditability.
Note: TPS figures are cited capabilities, not independently benchmarked results or demonstrated mainnet throughput.
🇺🇸 NEW RESEARCH: The Federal Reserve Bank of Kansas City highlights plans by major U.S. banks to launch shared blockchain-based interbank infrastructure in 2027.
EXCLUSIVE: ⚡️Tokenized stocks including Apple, Nvidia, and SPY are now accessible on Hedera.
The assets originate as Robinhood-issued stock tokens. SODAX makes matching HTS tokens available on Hedera, backed 1:1, with redemption planned. SODAX unifies liquidity across 21+ networks and $2B+ so builders don't have to chase it.
HashPack has 1M+ accounts and serves 90%+ of Hedera's monthly active users.
@may_hashpack | @HashPack | @jenncoordinates | @gosodax
Full interview:
Full Breakdown:
genfinity.io/2026/11/05/toke…
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🇩🇪 NEW RESEARCH: Three researchers from Germany's central bank, Deutsche Bundesbank, cite Quant Network's (QNT) work on offline CBDC payments.
Published October 21, 2026, the paper examines security, privacy, and double-spending challenges in offline CBDCs.
Jurassic Finance is tokenizing dinosaurs on Solana.
Its first fossil, Deaton, a 66 million year old Triceratops skull, just raised 660,000 $USDC.
Next: a dinosaur gacha with @Collector_Crypt (Triceratops horns, T-Rex teeth, Velociraptor claws), funded via OTC on @MetaDAOProject.
Then an onchain auction house built to undercut Sotheby's and Christie's fees, up to 28% from the buyer and 10% from the seller.
Welcome to Solana Park 🦖
Full interview with @JurassicFi @Sora_i_guess:
Learn More:
genfinity.io/2026/11/05/jura…
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🇪🇺 NEW: Banque de France and Euroclear advance tokenization of Europe's largest short-term euro debt market, with €287 BILLION outstanding.
Project Pythagore will use wholesale CBDC for settlement through the Eurosystem's now-operational Pontes infrastructure.
🏛️ Hedera's October 2026: DTCC, U.S. Financial Regulation, AI Infrastructure, and Tokenized Securities.
October brought several developments across the Hedera ecosystem, spanning institutional financial infrastructure, regulatory engagement, artificial intelligence, and digital asset markets.
Genfinity's latest Intelligence Report examines the key developments, their significance, and what comes next.
1. Institutional Tokenization: DTCC and $30 Trillion in Potentially Eligible Assets
On October 28, Hashgraph joined the Depository Trust Company's (DTC) Digital Assets Solutions Industry Working Group, alongside more than 150 participants from traditional finance and digital asset markets.
The initiative focuses on operational standards, industry readiness, and interoperability for tokenized securities.
Hashgraph intends to contribute expertise involving HashSphere, its cross-ledger protocol CLPR, and the Asseto tokenization platform.
DTC holds approximately $30 trillion in assets that could potentially become eligible for tokenization.
Importantly, working group participation does not constitute a confirmed integration with DTC's tokenization service.
2. Hedera Participates in the CFTC's Inaugural AI Forum
Hedera Chief Policy Officer Nilmini Rubin participated in the Commodity Futures Trading Commission's inaugural Frontier Forum on October 28.
Rubin was among eight panelists examining artificial intelligence and the future of regulated financial markets.
Discussions explored autonomous financial agents, market integrity, regulatory oversight, and accountability as AI increasingly participates in financial transactions.
The forum placed Hedera in discussions with U.S. regulators about the evolving infrastructure and regulatory requirements of AI-driven finance.
3. Six Blockchain Organizations Jointly Address the SEC
On October 20, Hedera joined Chainlink Labs, Stellar Development Foundation, Aptos Labs, Ava Labs, and Cardano Foundation in submitting regulatory comments to the SEC.
The organizations called for the agency to incorporate its proposed definition of digital commodities directly into binding regulatory text.
The objective is greater regulatory certainty and a more durable framework for digital assets.
4. AI Payments and Autonomous Financial Infrastructure
Hedera introduced Agent Accounts, designed to enable AI agents to execute transactions under predefined spending limits without accessing users' private keys.
The infrastructure supports programmable payment controls, approved recipients, auditability, and x402 payments.
Separately, Hedera's hosted Network MCP testnet introduced access to more than 40 tools for AI-assisted blockchain interactions.
Agent Accounts remain in development, with a targeted mainnet release in Q2 2027, subject to security and legal review.
5. Tokenized Stocks and Ecosystem Development
HashPack introduced tokenized stock trading through SODAX, offering access to assets referencing Apple, Nvidia, Tesla, and the SPY ETF.
SaucerSwap also expanded its infrastructure with mobile smart-order routing and an embeddable Swap Widget.
Elsewhere, the Hashgraph Association expanded its membership, developers continued shipping applications, and Hedera completed two mainnet upgrades.
The Bigger Picture
October demonstrated Hedera's continued engagement across institutional tokenization, financial regulation, AI infrastructure, and digital asset markets.
The distinction between institutional participation and measurable adoption remains important. Working group membership does not establish a production integration, and announced infrastructure does not necessarily translate into network activity.
The next milestones to watch are production deployments, sustained transaction volumes, and demonstrable economic usage.
Genfinity's October 2026 Hedera Intelligence Report examines these developments, their significance, and the milestones ahead.
@Hedera | @The_DTCC | @CFTC
Full report below. hedera-hashgraph:native
Full Report:
genfinity.io/2026/11/04/hede…






































