IntraFi

𝗪𝗵𝗮𝘁’𝘀 𝘁𝗼𝗽 𝗼𝗳 𝗺𝗶𝗻𝗱 𝗳𝗼𝗿 𝗯𝗮𝗻𝗸 𝗲𝘅𝗲𝗰𝘂𝘁𝗶𝘃𝗲𝘀 𝗮𝘀 𝘁𝗵𝗲𝘆 𝗹𝗼𝗼𝗸 𝘁𝗼 𝘁𝗵𝗲 𝘆𝗲𝗮𝗿 𝗮𝗵𝗲𝗮𝗱? The latest IntraFi Bank Executive Business Outlook Survey examines how bankers are navigating bond market volatility, whether they’re adjusting mortgage offerings for “locked-in” homeowners, and what they expect for funding costs, deposit competition, loan demand, and the broader economy. 𝗥𝗲𝗮𝗱 𝘁𝗵𝗲 𝗳𝘂𝗹𝗹 𝗤𝟯 𝟮𝟬𝟮𝟲 𝗿𝗲𝗽𝗼𝗿𝘁: ow.ly/wEng5105pBZ

.@politico's @vtg2 and @PunchbowlNews's @BrendanPedersen break down the sweeping Democratic victories in the midterm elections and what they mean for banks. They also examine the crypto industry's disastrous political gamble and the growing pressure to regulate AI. ow.ly/QlFX5104am3

We’re excited to return to the @AFPonline 𝟮𝟬𝟮𝟲 𝗖𝗼𝗻𝗳𝗲𝗿𝗲𝗻𝗰𝗲 in Las Vegas and to hear what’s top of mind for treasury professionals and the bankers who serve them. 𝗦𝘁𝗼𝗽 𝗯𝘆 𝗯𝗼𝗼𝘁𝗵 𝟯𝟱𝟯 to learn how IntraFi services help manage liquidity and protect cash. ow.ly/7Zz05103OQG

𝗔𝗻 𝗲𝗮𝗿𝗹𝘆 𝗹𝗼𝗼𝗸 𝗮𝘁 𝗼𝘂𝗿 𝗹𝗮𝘁𝗲𝘀𝘁 𝘀𝘂𝗿𝘃𝗲𝘆 𝗳𝗶𝗻𝗱𝗶𝗻𝗴𝘀: As reported in @AmerBanker, "About a year ago, bankers were largely optimistic about the outlook for funding costs. But a new survey reveals a drastic change in expectations as interest rates remain elevated." ow.ly/vvBH510322J

With the midterm elections tomorrow, what could the results mean for banks? A timely conversation: ow.ly/GgZa5102X2z

.@mikulaja author of Fintech Business Weekly, examines the OCC's recent debanking report, why the term has become so politicized, and where banks' responsibility to manage risk collides with customers' access to financial services. Listen: ow.ly/hap851029Vq

Helping customers understand their options for protecting large-dollar deposits can be an important part of strengthening valuable relationships. This Kiplinger article takes a closer look at CDARS & ICS and how the services can help depositors safeguard larger cash balances. kiplinger.com/personal-finan…

The banking landscape continues to evolve, and we’re looking forward to the conversations ahead at the @ABABankers Annual Convention. 𝗩𝗶𝘀𝗶𝘁 𝘂𝘀 𝗮𝘁 𝗯𝗼𝗼𝘁𝗵 𝟰𝟬𝟭, and join IntraFi’s Kevin Hamilton for a panel discussion on 𝗪𝗶𝗻𝗻𝗶𝗻𝗴 𝘁𝗵𝗲 𝗗𝗲𝗽𝗼𝘀𝗶𝘁 𝗖𝗼𝗺𝗽𝗲𝘁𝗶𝘁𝗶𝗼𝗻. ow.ly/Aa9s50ZZku3 #ABA2026

Cam Fine, former head of ICBA and Ed Yingling, former head of American Bankers Association, break down what different midterm election outcomes could actually mean for banks, from congressional oversight and agency confirmations to crypto, the CFPB and regulatory relief. Listen: ow.ly/xBnS50ZXzPK

This week's Banking with Interest podcast explores: Is the latest proposal to rework implementation of the Community Reinvestment Act likely to stick when the past two have not? Jesse Van Tol, President & CEO of @NCRC, offers his take, including why he sees this latest effort as deeply flawed because it will weaken community-development obligations for banks nationwide. ow.ly/krTC50ZV61Z

.@ICBA President and CEO @romerorainey discusses the failed Senate vote on crypto market structure legislation, community bank concerns about stablecoin yield, the broader fight over who gets to compete for deposits under what rules, AI, and more. Listen: ow.ly/6Gie50ZT4qx