Vanguard

Financial advice is one of the most powerful ways to build long-term financial success. But access to advice is still out of reach for many. Today, we have agreed to acquire @altruist, an AI-forward wealth technology and custody platform for financial advisors.

More than 80% of investors can benefit from including Roth conversions in their retirement income plan. Learn why the years before required minimum distributions begin may be an ideal time to convert, plus other practical steps to help make your wealth last in retirement. Read our latest research: vgi.vg/4zMrOMQ #VanguardInsights

AI may be an easy explanation for recent graduates’ job struggles. The data tells a different story. Our research instead points to a low-fire, low-hire labor market that’s making it harder for young workers to get their start. vgi.vg/4z2tosY #VanguardInsights

About 40% of retirees wait until required minimum distributions to tap their wealth according to Kelly Hahn and Garrett Harbron in the latest edition of Better Vantage. Learn why this reluctance can lead to higher taxes and what investors can do about it. vgi.vg/4jV4wiY #VanguardInsights #FutureOfWork #BetterVantage

📉 Our labor market data—based on the approximately 5 million participants in 401(k) plans we administer—registered a noticeable pickup in hiring in October, while layoffs remained near historic lows. Get more labor market insights: 👉 vgi.vg/4iyb5FN #VanguardInsights

Despite ongoing uncertainty around inflation, deficits, geopolitics, and interest rates, the case for fixed income has strengthened. Recent strong demand reflects growing recognition that today’s yield environment offers attractive value across a range of potential outcomes. vgi.vg/4sEwP7x #VanguardInsights

In the first episode of season three, Joe Davis, global chief economist at Vanguard, discusses why AI will cause a shift from a market that favors companies directly producing this technology to one that rewards companies that use AI to transform their operations. vgi.vg/4yNw3GH #BetterVantage

With inflation still a concern, the Fed held rates following the Federal Open Market Committee meeting this week. Chris Alwine explores what this means for investors.

A dynamic bond market, a resilient economy, and the path for monetary policy continue to shape the investment landscape. Greg Davis recently joined Romaine Bostick on @Bloomberg's The Close to discuss the market outlook, what investors should be watching, and why fixed income remains an important part of a diversified portfolio. vgi.vg/4zWklul #VanguardInsights

A confusing digital experience should not be the first signal that something needs fixing. We're exploring how digital twins can help teams test ideas earlier, challenge assumptions, and focus investor research on the questions that matter most. vgi.vg/4ibqAEN

What do a good portfolio and a bag of Halloween candy have in common? Hint: You probably don’t want just one thing. 🍬

Municipal bond yields moved higher in the third quarter, while issuer fundamentals remained strong. With technical pressures showing potential to ease, tax-sensitive investors may have reason to take a fresh look. vgi.vg/4zeQ6yP #VanguardInsights

🌎Vanguard’s October 2026 outlook: Resilient growth, persistent inflation, and diverging policy needs shape major economies. vgi.vg/4e56xWa #VanguardInsights

The next phase of AI investing may place greater emphasis on selectivity. As expectations meet questions about profitability and return on investment, active managers can examine where value may accrue across the AI landscape. Swipe for key takeaways. 👉 vgi.vg/4ieDJM4 #VanguardInsights

A trusted contact is a financial safety net. They can help in emergencies—without accessing your information. Set one up today!

What do higher Treasury yields mean for investors today? Joyce Huang, Vanguard's Head of Multisector Fixed Income, shares perspectives on Treasury market dynamics, fixed income opportunities, and portfolio construction with @MarketWatch. vgi.vg/4hXiu2p #VanguardInsights All investing is subject to risk. Investments in bonds are subject to interest rate, credit, and inflation risk. Past performance is no guarantee of future results.

Looking for objective insights into the forces driving markets? Season 3 of the Better Vantage podcast begins October 27. Tune in to the latest episode for data driven perspectives on the economy and investing. vgi.vg/4elOjQa

What a night at last week's @GirlsWhoInvest Annual Gala. Congrats to Greg Davis on the Power of Partnership Award, and to all of the evening's honorees. The future of investing is in great hands. #GirlsWhoInvest

A job change is often where small retirement balances leave the system. Our research found cash-out rates for balances under $1,000 fell from about 50% before PSN adoption to below 10% after adoption. Early evidence points to the potential of auto portability, though network participation remains limited. vgi.vg/4jVApI3 #VanguardInsights

Companies are staying private longer—and more of their growth is happening before the IPO. The latest edition of The Datapoint explores this shift and what Vanguard’s 10-year forecasts suggest for public and private equity returns. #VanguardInsights