Building wealth for a young family | High-income personal finance, investing, and real numbers. None of this is Financial Advice.
Joined September 2026
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I update a net worth spreadsheet every month. The number itself matters less than the trend line. Watching it move slowly over months keeps me from reacting to any one bad week in the market. Oh, and it’s fun!
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Week 1 of letting an AI make tiny buys in a test account: most of its check-ins ended with 'no trade.' It turns out the hard part of investing isn't picking. It's sitting still when the rules say wait. Boring might be the feature. (Experiment, not advice.)
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Open enrollment check: 2027 HSA limits are up.
Self-only: $4,500
Family: $9,000
Age 55+ catch-up: +$1,000
The only account that's tax-free going in, growing, and coming out for medical costs.
Picking an HDHP this year? Know these before you set your payroll amount.
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New dad + money question I've been chewing on lately 👶💵
How many months of expenses do you keep in your emergency fund?
Curious where everyone lands. I'll share mine in the replies.
0%Less than 3
0%3-6 months
0%6-12 months
0%12+
0 votes • Final results 1
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What should your net worth be by 35 to be considered wealthy? Just an open ended question for discussion!
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