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π¨ Ep. 14 of Agentic Commerce:Β Know Your Agent Is the Most Important Problem in Payments
@sytaylor & @bamazizimesh are joined by:
πΒ @alfongj, Co-Founder, @crossmint
To discuss:
ποΈ Crossmint's infrastructure for agent payments, virtual cards, and stablecoins
π³ Why card payments and stablecoins will coexist in agentic commerce
π οΈ Crossmint's toolkit for virtual cards, automated checkout, and agent wallets
π€ Determining liability when AI agents make mistakes or unauthorized purchases
π Comparing UCP, WebMCP, Shopify, and browser automation for agent checkouts
π« How Know Your Agent identity and reputation could prevent fraud
π€ How AI agents can accept stablecoin payments and generate revenue
π The emergence of agent-native merchants, microbusinesses, and machine payment services
π How the Legal Context Protocol standardizes commercial terms for agents
π Why discounts and promotions could drive mainstream agentic commerce adoption
***
Timestamps:
00:00 Introduction
01:49 Crossmint's infrastructure for agent payments, virtual cards, and stablecoins
03:32 Why card payments and stablecoins will coexist in agentic commerce
07:47 Crossmint's toolkit for virtual cards, automated checkout, and agent wallets
14:08 Determining liability when AI agents make mistakes or unauthorized purchases
17:01 Comparing UCP, WebMCP, Shopify, and browser automation for agent checkouts
22:30 How Know Your Agent identity and reputation could prevent fraud
28:03 How AI agents can accept stablecoin payments and generate revenue
30:03 The emergence of agent-native merchants, microbusinesses, and machine payment services
32:16 How the Legal Context Protocol standardizes commercial terms for agents
37:02 Why discounts and promotions could drive mainstream agentic commerce adoption
***
π ππ¦π’π³π€π© 'ππ°π¬π¦π―πͺπ»π¦π₯ ππ°π₯π€π’π΄π΅' ππ― π π°πΆππΆπ£π¦. ππ±π±ππ¦, ππ±π°π΅πͺπ§πΊ π°π³ π’π―πΊ ππ°π₯π€π’π΄π΅ πππ’πΊπ¦π³! π
Head of Crypto Labs at Visa and host at Tokenized, @cuysheffield said that AI agents are expanding freelance workβ£
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"If the task or the work that you need done is only worth a dollar, it's not worth that time. The cost of coordination is too high."β£
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"Most traditional freelancer platforms, there's no way you could pay a dollar from The US to Argentina. That just wouldn't be an economical transaction to make."β£
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"If you have agents start to reduce that coordination cost, is there a world where there are tasks that weren't economical to outsource before that now are?"β£
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"If you have Stablecoins, maybe that task is 10 cents or a dollar, but you can pay them across the world."β£
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Agents lower the cost of writing and filling a brief. Stablecoins lower the cost of paying for it. Together they push the minimum viable freelance task from ten dollars down toward ten cents.β£
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π Listen to the latest episode on Tokenizedpod(dot)com
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ποΈ Listen to the latest episode of Tokenized: tokenizedpod.com/episodes/knβ¦
π· Watch on YouTube: youtu.be/yhb6bRu1m2c
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Host @sytaylor on Brazil using Pix to protect payment sovereigntyβ£
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"Brazil has been remarkably effective at protecting its payment sovereignty to some extent."β£
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"Several times, the mighty Meta has been switched off from Pix because it didn't play by the rules effectively enough through WhatsApp, and WhatsApp was having too many scams and things of that nature."β£
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"So as a policy instrument, a really effective, really cheap RTP system is probably one of the best things you can do."β£
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"Brazil's Central Bank did finalize a rule in August 2026 requiring VASPs to hold crypto and stablecoin transfers above $10,000 for up to twenty four hours."β£
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"If you're only seeing the PIX transaction coming into the bank, you don't see that there was a stablecoin and then there was a UPI transaction on the other side."β£
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The hold targets the exact gap regulators cannot see through, a domestic RTP leg masking a cross border stablecoin transfer on the other side.β£
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π Listen to the latest episode on Tokenizedpod(dot)com
CEO, @dLocalPayments, Pedro Arnt on why instant payments still need trapped liquidityβ£
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"A lot of the way that we secure speed is by having liquidity available across all the corridors we need to serve."β£
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"That gets incredibly inefficient from a yield perspective because lots of times you're either having to pay hedges because you're needing to hold things in local currency."β£
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"Unbelievably so in 2026, many, many exchange and forex markets don't work over the weekend, let alone late night."β£
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"If I can somehow quickly go into a tokenized t bill and start earning yield even before the expatriation occurs physically back to The US."β£
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Treasury teams prefund corridors to buy speed, and that cash sits non yield bearing until tokenized instruments let it earn while still in transit.β£
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π Listen to the latest episode on Tokenizedpod(dot)com
Host @Tokenizedpod and Head of Visa Crypto Labs, @cuysheffield talks about the stablecoin sandwich and the sovereignty tradeoffβ£
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"Stablecoins are the closest thing we have to a path to link together RTP networks."β£
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"Being able to do that stablecoin sandwich flow where it's RTP domestic, stablecoin cross border, convert to RTP, I think that makes a ton of sense."β£
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"There are these barriers of licensing and FX. I feel like those have been the sticking points of why that hasn't scaled to be the majority of cross border flows."β£
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"If stablecoins are coming in and they're not being converted back into pics, then it's kind of potential dollarization."β£
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"How do you balance the potential to grow your RTP system versus protecting your monetary sovereignty, which it seems like that's still something that hasn't fully been adjudicated."β£
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A regulator watching stablecoins flow through their RTP system can't yet tell if they're building adoption or losing currency control.β£
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π Listen to the latest episode on Tokenizedpod(dot)com
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Host @sytaylor says that deepfake job interviews act as an attack vectorβ£
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"There were so many deepfake job interviews, there's an absolute epidemic of them going on right now."β£
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"It's such a good entry point into a company because I can send you a CV. I can send you a bit of working code to prove something on a GitHub repo, and then boom, the exploit's in."β£
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"So you gotta be super mindful of your hiring process, and that's normally not where you think security historically."β£
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A fake CV and a working GitHub repo are now enough to get someone through a Zoom interview and inside the company.β£
β£
π Listen to the latest episode on Tokenizedpod(dot)com
Payments are about to follow the same path trading did.
When trading went programmatic:
Fewer, bigger trades β smaller, constant trades
Our founder and CEO, @PeteCooling, sees the same shift coming for money: small, constant payments streamed at high speed.
@PeteCooling on @TokenizedPod with @sytaylor and @bamazizimesh
Tokenized Podcast retweeted
I recently talked about my thesis on High-Frequency Payments on @TokenizedPod. Hereβs a deeper dive into where I see the future of payments going.
atum.xyz/insights/the-age-ofβ¦
CEO, @dLocalPayments, Pedro Arnt said AI will create winners and losers in freelance workβ£
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"The other corner of the market is the one where it'll be even easier to just build an agent that actually can carry out in a highly efficient fashion the work that you were outsourcing to the global South because the cost of labor is cheaper or whatnot."β£
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"Winners, losers, dislocation of where value is created, dislocation of where profit pools are."β£
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"Value will be, I think, created. Markets will be expanded in some corners of the economy. And in others, for better or worse, I think they will be agentified."β£
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"And so it will no longer be a human behind that."β£
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Some corners of the labour market grow. Others get replaced outright by an agent doing the same work for less.β£
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π Listen to the latest episode on Tokenizedpod(dot)com
Tokenized Podcast retweeted
One of my favorite episodes that we have recorded getting into the weeds on cyber challenges and unpacking potential impact or AI on emerging market economies
π¨ Ep. 108 of @TokenizedPod:Β Black October and Unpacking Commanding Heights
@sytaylor & @cuysheffield are joined by:
πΒ Pedro Arnt, CEO, @dLocalPayments
To discuss:
π» Binance hack exposes security risks for emerging-market crypto adoption
π§ Tether and Circle freeze stolen stablecoins as hackers launder crypto
πΈ AI's neo-dollar could reshape global payments and emerging-market employment
π Gig economy workers versus global freelancers and cross-border payroll opportunities
βοΈ How AI agents and stablecoin micropayments could transform freelance work
π³ Yellow Card acquires GoMoney to expand stablecoin payments in Brazil
π Brazil's crypto regulations balance cross-border innovation and monetary sovereignty
π ISO 20022 and privacy challenges for cross-border stablecoin payments
π DTCC launches tokenized US stocks and Treasuries on Canton and Besu
π§Ύ Tokenized T-bills could transform merchant treasury liquidity and yield management
***
Timestamps:
00:00 Introduction
04:16 Binance hack exposes security risks for emerging-market crypto adoption
07:47 Tether and Circle freeze stolen stablecoins as hackers launder crypto
14:25 AI's neo-dollar could reshape global payments and emerging-market employment
23:11 Gig economy workers versus global freelancers and cross-border payroll opportunities
25:22 How AI agents and stablecoin micropayments could transform freelance work
33:48 Yellow Card acquires GoMoney to expand stablecoin payments in Brazil
38:31 Brazil's crypto regulations balance cross-border innovation and monetary sovereignty
42:52 ISO 20022 and privacy challenges for cross-border stablecoin payments
45:12 DTCC launches tokenized US stocks and Treasuries on Canton and Besu
46:13 Tokenized T-bills could transform merchant treasury liquidity and yield management
***
πππ¦π’π³π€π© 'ππ°π¬π¦π―πͺπ»π¦π₯ ππ°π₯π€π’π΄π΅' ππ― π π°πΆππΆπ£π¦. ππ±π±ππ¦, ππ±π°π΅πͺπ§πΊ π°π³ π’π―πΊ ππ°π₯π€π’π΄π΅ πππ’πΊπ¦π³! π
π¨ Ep. 108 of @TokenizedPod:Β Black October and Unpacking Commanding Heights
@sytaylor & @cuysheffield are joined by:
πΒ Pedro Arnt, CEO, @dLocalPayments
To discuss:
π» Binance hack exposes security risks for emerging-market crypto adoption
π§ Tether and Circle freeze stolen stablecoins as hackers launder crypto
πΈ AI's neo-dollar could reshape global payments and emerging-market employment
π Gig economy workers versus global freelancers and cross-border payroll opportunities
βοΈ How AI agents and stablecoin micropayments could transform freelance work
π³ Yellow Card acquires GoMoney to expand stablecoin payments in Brazil
π Brazil's crypto regulations balance cross-border innovation and monetary sovereignty
π ISO 20022 and privacy challenges for cross-border stablecoin payments
π DTCC launches tokenized US stocks and Treasuries on Canton and Besu
π§Ύ Tokenized T-bills could transform merchant treasury liquidity and yield management
***
Timestamps:
00:00 Introduction
04:16 Binance hack exposes security risks for emerging-market crypto adoption
07:47 Tether and Circle freeze stolen stablecoins as hackers launder crypto
14:25 AI's neo-dollar could reshape global payments and emerging-market employment
23:11 Gig economy workers versus global freelancers and cross-border payroll opportunities
25:22 How AI agents and stablecoin micropayments could transform freelance work
33:48 Yellow Card acquires GoMoney to expand stablecoin payments in Brazil
38:31 Brazil's crypto regulations balance cross-border innovation and monetary sovereignty
42:52 ISO 20022 and privacy challenges for cross-border stablecoin payments
45:12 DTCC launches tokenized US stocks and Treasuries on Canton and Besu
46:13 Tokenized T-bills could transform merchant treasury liquidity and yield management
***
πππ¦π’π³π€π© 'ππ°π¬π¦π―πͺπ»π¦π₯ ππ°π₯π€π’π΄π΅' ππ― π π°πΆππΆπ£π¦. ππ±π±ππ¦, ππ±π°π΅πͺπ§πΊ π°π³ π’π―πΊ ππ°π₯π€π’π΄π΅ πππ’πΊπ¦π³! π
ποΈ Listen to the latest episode of Tokenized: tokenizedpod.com/episodes/blβ¦
π· Watch on YouTube: youtu.be/RQup_3hwYKI
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Tokenized Podcast retweeted
π¨ Ep. 12 of Stablecoin Stories:Β BNY Chief Innovation & Market Transformation Officer: Collateral Mobility Is Tokenization's First Real Use Case
With hosts:
π³ @sytaylor, Head of Market Development, @tempo
π₯ @rangoldi, SVP Payments, @FireblocksHQ
With guest:
π¦Β Carolyn Weinberg, Chief Innovation & Market Transformation Officer, @BNYglobal
In this episode, Sy, Ran and Carolyn discuss:
π Removing global market frictions through always-on payments and collateral mobility
πΈ How tokenization transforms traditional books and records into movable assets
βοΈ Reducing trapped capital and settlement delays through tokenization
πΊοΈ BNYβs capabilities roadmap for scaling tokenized financial products
π³ Tokenized deposits, settlement cash legs, and traditional payment messaging
π¦ Using stablecoin minting and burning to enable interoperability between banks
β
Enabling always-on stablecoin reserve transfers through treasury pricing and legal finality
π Why tokenized deposits and Treasuries could reach trillion-dollar scale first
π The role of public and private blockchains in institutional interoperability
π€ Combining AI and blockchain to accelerate the financial asset lifecycle
***
Timestamps:
00:00 Introduction
2:28 Removing global market frictions through always-on payments and collateral mobility
4:31 How tokenization transforms traditional books and records into movable assets
10:35 Reducing trapped capital and settlement delays through tokenization
16:33 BNYβs capabilities roadmap for scaling tokenized financial products
25:05 Tokenized deposits, settlement cash legs, and traditional payment messaging
29:04 Using stablecoin minting and burning to enable interoperability between banks
30:39 Enabling always-on stablecoin reserve transfers through treasury pricing and legal finality
34:55 Why tokenized deposits and Treasuries could reach trillion-dollar scale first
37:34 The role of public and private blockchains in institutional interoperability
42:21 Combining AI and blockchain to accelerate the financial asset lifecycle
***
πππ¦π’π³π€π© 'ππ°π¬π¦π―πͺπ»π¦π₯ ππ°π₯π€π’π΄π΅' ππ― π π°πΆππΆπ£π¦. ππ±π±ππ¦, ππ±π°π΅πͺπ§πΊ π°π³ π’π―πΊ ππ°π₯π€π’π΄π΅ πππ’πΊπ¦π³! π
Tokenized Podcast retweeted
Stablecoin reserves need to move 24/7.
@BNYglobal's Chief Innovation and Market Transformation Officer Carolyn Weinberg on mint and burn, off-hours Treasury pricing, and legal finality.
The latest episode of @TokenizedPod's Stablecoin Stories with @sytaylor and @rangoldi also covers collateral mobility and tokenized deposits.
π: tokenizedpod.com/episodes/bnβ¦
Co-Founder & CTO, @RWA_xyz, @CharlieYouAI on why 24/7 perpetuals will force futures exchanges to evolveβ£
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"Everyone sort of operates on the open and closing of the CME right now."β£
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"When things happen outside of those hours, this was really the only venue with some semblance of volumes that people were even paying attention to."β£
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"I think that this is going to basically force the CME and all of the other futures exchanges to roll out their twenty four seven markets."β£
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"More recently on things like crude oil, they withdrew from the CFTC for consideration one of those twenty four seven contracts. I think that they're going to have to greatly reconsider that because, clearly, there is a lot of appetite to trade it twenty four seven."β£
β£
π Listen to the latest episode on Tokenizedpod(dot)com
π¨ Ep. 12 of Stablecoin Stories:Β BNY Chief Innovation & Market Transformation Officer: Collateral Mobility Is Tokenization's First Real Use Case
With hosts:
π³ @sytaylor, Head of Market Development, @tempo
π₯ @rangoldi, SVP Payments, @FireblocksHQ
With guest:
π¦Β Carolyn Weinberg, Chief Innovation & Market Transformation Officer, @BNYglobal
In this episode, Sy, Ran and Carolyn discuss:
π Removing global market frictions through always-on payments and collateral mobility
πΈ How tokenization transforms traditional books and records into movable assets
βοΈ Reducing trapped capital and settlement delays through tokenization
πΊοΈ BNYβs capabilities roadmap for scaling tokenized financial products
π³ Tokenized deposits, settlement cash legs, and traditional payment messaging
π¦ Using stablecoin minting and burning to enable interoperability between banks
β
Enabling always-on stablecoin reserve transfers through treasury pricing and legal finality
π Why tokenized deposits and Treasuries could reach trillion-dollar scale first
π The role of public and private blockchains in institutional interoperability
π€ Combining AI and blockchain to accelerate the financial asset lifecycle
***
Timestamps:
00:00 Introduction
2:28 Removing global market frictions through always-on payments and collateral mobility
4:31 How tokenization transforms traditional books and records into movable assets
10:35 Reducing trapped capital and settlement delays through tokenization
16:33 BNYβs capabilities roadmap for scaling tokenized financial products
25:05 Tokenized deposits, settlement cash legs, and traditional payment messaging
29:04 Using stablecoin minting and burning to enable interoperability between banks
30:39 Enabling always-on stablecoin reserve transfers through treasury pricing and legal finality
34:55 Why tokenized deposits and Treasuries could reach trillion-dollar scale first
37:34 The role of public and private blockchains in institutional interoperability
42:21 Combining AI and blockchain to accelerate the financial asset lifecycle
***
πππ¦π’π³π€π© 'ππ°π¬π¦π―πͺπ»π¦π₯ ππ°π₯π€π’π΄π΅' ππ― π π°πΆππΆπ£π¦. ππ±π±ππ¦, ππ±π°π΅πͺπ§πΊ π°π³ π’π―πΊ ππ°π₯π€π’π΄π΅ πππ’πΊπ¦π³! π
ποΈ Listen to the latest episode of Tokenized: tokenizedpod.com/episodes/bnβ¦
π· Watch on YouTube: youtu.be/Nz72EuCa9kI
48
Tokenized Podcast retweeted
π¨ Ep. 107 of @TokenizedPod:Β Wall Street Bets Big on 24/7 Perpetual Futures
@sytaylor &Β @PetBerisha are joined by:
π @CharlieYouAI, Co-Founder & CTO,Β @RWA_xyz
π @chuk_xyz,Β Author, Stablecoin Blueprint
To discuss:
π ICE and Trade[XYZ] bring regulated perpetual futures to Hyperliquid
ποΈ Why 24/7 perpetual futures trading appeals to Wall Street
βοΈ Hyperliquidβs JELLYJELLY incident and readiness for institutional markets
βοΈ Google Cloud plans institutional crypto custody using multiparty computation
π¦ Bank procurement, cybersecurity and cloud outages influence custody decisions
πΈ SoFi launches tokenized deposits offering 4.4% yield and stablecoin conversion
π How SoFi could drive mainstream consumer adoption of stablecoins
ππ° HSBC launches Hong Kong dollar stablecoin Redcoin for PayMe users
βοΈ When businesses should issue their own stablecoin or use existing alternatives
β
Solving interoperability between closed loop stablecoins and open payment networks
***
Timestamps:
00:00 Introduction
03:53 ICE and Trade[XYZ] bring regulated perpetual futures to Hyperliquid
06:07 Why 24/7 perpetual futures trading appeals to Wall Street
10:04 Hyperliquidβs JELLYJELLY incident and readiness for institutional markets
12:57 Google Cloud plans institutional crypto custody using multiparty computation
18:05 Bank procurement, cybersecurity and cloud outages influence custody decisions
26:39 SoFi launches tokenized deposits offering 4.4% yield and stablecoin conversion
31:01 How SoFi could drive mainstream consumer adoption of stablecoins
37:55 HSBC launches Hong Kong dollar stablecoin Redcoin for PayMe users
46:22 When businesses should issue their own stablecoin or use existing alternatives
50:35 Solving interoperability between closed loop stablecoins and open payment networks
***
πππ¦π’π³π€π© 'ππ°π¬π¦π―πͺπ»π¦π₯ ππ°π₯π€π’π΄π΅' ππ― π π°πΆππΆπ£π¦. ππ±π±ππ¦, ππ±π°π΅πͺπ§πΊ π°π³ π’π―πΊ ππ°π₯π€π’π΄π΅ πππ’πΊπ¦π³! π
π¨ Ep. 107 of @TokenizedPod:Β Wall Street Bets Big on 24/7 Perpetual Futures
@sytaylor &Β @PetBerisha are joined by:
π @CharlieYouAI, Co-Founder & CTO,Β @RWA_xyz
π @chuk_xyz,Β Author, Stablecoin Blueprint
To discuss:
π ICE and Trade[XYZ] bring regulated perpetual futures to Hyperliquid
ποΈ Why 24/7 perpetual futures trading appeals to Wall Street
βοΈ Hyperliquidβs JELLYJELLY incident and readiness for institutional markets
βοΈ Google Cloud plans institutional crypto custody using multiparty computation
π¦ Bank procurement, cybersecurity and cloud outages influence custody decisions
πΈ SoFi launches tokenized deposits offering 4.4% yield and stablecoin conversion
π How SoFi could drive mainstream consumer adoption of stablecoins
ππ° HSBC launches Hong Kong dollar stablecoin Redcoin for PayMe users
βοΈ When businesses should issue their own stablecoin or use existing alternatives
β
Solving interoperability between closed loop stablecoins and open payment networks
***
Timestamps:
00:00 Introduction
03:53 ICE and Trade[XYZ] bring regulated perpetual futures to Hyperliquid
06:07 Why 24/7 perpetual futures trading appeals to Wall Street
10:04 Hyperliquidβs JELLYJELLY incident and readiness for institutional markets
12:57 Google Cloud plans institutional crypto custody using multiparty computation
18:05 Bank procurement, cybersecurity and cloud outages influence custody decisions
26:39 SoFi launches tokenized deposits offering 4.4% yield and stablecoin conversion
31:01 How SoFi could drive mainstream consumer adoption of stablecoins
37:55 HSBC launches Hong Kong dollar stablecoin Redcoin for PayMe users
46:22 When businesses should issue their own stablecoin or use existing alternatives
50:35 Solving interoperability between closed loop stablecoins and open payment networks
***
πππ¦π’π³π€π© 'ππ°π¬π¦π―πͺπ»π¦π₯ ππ°π₯π€π’π΄π΅' ππ― π π°πΆππΆπ£π¦. ππ±π±ππ¦, ππ±π°π΅πͺπ§πΊ π°π³ π’π―πΊ ππ°π₯π€π’π΄π΅ πππ’πΊπ¦π³! π
ποΈ Listen to the latest episode of Tokenized: tokenizedpod.com/episodes/waβ¦
π· Watch on YouTube: youtu.be/yGr0Sy5GzjE
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