Guille Goncalvez (@stablecoing) header
Guille Goncalvez (@stablecoing) profile picture

ceo @eldoradoio ☀️ | Building a stablecoin-powered SuperApp for Latin America 🌎 | UC Berkeley @SkyDeck_Cal

LATAM
Joined December 2010
Photo by Guille Goncalvez (@stablecoing)Photo by Guille Goncalvez (@stablecoing)Photo by Guille Goncalvez (@stablecoing)Photo by Guille Goncalvez (@stablecoing)Photo by Guille Goncalvez (@stablecoing)Photo by Guille Goncalvez (@stablecoing)Photo by Guille Goncalvez (@stablecoing)Photo by Guille Goncalvez (@stablecoing)Photo by Guille Goncalvez (@stablecoing)Photo by Guille Goncalvez (@stablecoing)
Guille Goncalvez retweeted
🫵 Estamos en busca del equipo B2B Sales que va a liderar la expansión de El Dorado Empresas en Bolivia. 🇧🇴 📍 Posiciones abiertas: B2B Sales — Cochabamba, Bolivia B2B Sales — La Paz, Bolivia Aplica aquí: → eldoradoio.notion.site/S-mat…
🫵 Te estamos buscando para ser parte del equipo B2B Sales que va a liderar la expansión de El Dorado Empresas en Bolivia. 🇧🇴 📍 Posiciones abiertas: 🇧🇴 B2B Sales — Cochabamba, Bolivia 🇧🇴 B2B Sales — La Paz, Bolivia Lo esencial: 🟡 Experiencia: 2-4 años en ventas B2B, gestión de cuentas o desarrollo de negocios (Fintech/Tech es un súper plus). 🟡 Network Local: Dominio total del mercado local en Cochabamba o La Paz para construir relaciones de alta confianza. 🟡 Cripto/Stablecoins: No necesitas ser experto, pero si curiosidad por aprender cómo las stablecoins están revolucionando las finanzas empresariales. Tu misión: 🟡 Prospectar, cerrar y escalar activamente la cartera de clientes de El Dorado Empresas. 🟡 Guiar a los clientes en sus primeras transacciones y convertirte en su asesor financiero de confianza. 🟡 Trabajar codo a codo con Producto compartiendo hallazgos del mercado boliviano para construir soluciones a medida. 💡 Perfil: Altamente organizado para gestionar un pipeline complejo, empático y cómodo en entornos de startup con ritmos acelerados. Aplica aquí: → eldoradoio.notion.site/S-mat…
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Guille Goncalvez retweeted
Getting your first loan can be incredibly difficult without existing credit history. Starting in Bolivia, @eldoradoio is offering credit lines of $35 to $40 on Tempo that grow as customers repay, helping them build a borrowing record and access more credit over time. El Dorado CEO @stablecoing explains how some early customers could reach $300 to $400 in credit within a few months, on @stable_takes with @dwr and @sytaylor:
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Guille Goncalvez retweeted
Tempo just launched credit. It won't lend a dollar itself @tempo, the payments chain incubated by Stripe and Paradigm, now matches businesses with outside lenders. Draws and repayments settle in stablecoins in under a second, 24/7 What fintechs can borrow for: - prefunding: send payouts before incoming funds arrive - receivables: borrow against card settlements or invoices - working capital: fund the loans they give their own customers - consumer credit: offer loans through a licensed lending partner How it works: - facilities can have no minimum draw, so you pay interest only on what you use - draws can land as dollars in a bank account and be repaid by wire - the lender sets the terms and takes the risk, not Tempo First live case: eligible @eldoradoio users in Bolivia borrow USDT from @talamobile with no collateral Stablecoins already moved the payment. Now they move the credit line too
Introducing Credit on Tempo Businesses can connect with a broader market of lenders to fund their operations and the loans they offer customers. Draws and repayments settle in stablecoins in under a second, 24/7, so you borrow when you need funds and repay as cash arrives.
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Guille Goncalvez retweeted
Catch our CEO @stablecoing on @stable_takes breaking down the latest in stablecoins and how our partnership with @talamobile is unlocking credit across LATAM. 🎙️
Stable Takes is back with Episode 6. Join @dwr and @sytaylor, with El Dorado CEO @stablecoing, for the top stories in stablecoins. In this episode: • Wall Street and tokenized stocks • What the U.S. midterms mean for stablecoins • @eldoradoio and @talamobile credit in LatAm
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Guille Goncalvez retweeted
Replying to @binji_x
Gracias por mencionarnos y por el análisis, es de lo más claro que se escribió sobre el tema. Sumamos un par de datos para quien quiera evaluar la opción con calma: En Paraguay funcionamos con todos los bancos locales para depositar y retirar guaraníes. ueno está deshabilitado por ahora, así que si tu cuenta está ahí, no la vas a poder usar con nosotros mientras dure la situación. Del lado cripto, soportamos depósitos y retiros en todas las redes EVM: Arbitrum, Base, Polygon, Ethereum y el resto. Puedes traer o sacar tus USDT o USDC por la red que te quede más cómoda y más barata. El recorrido completo que describe el post (guaraníes → stablecoin → tu billetera → de vuelta a guaraníes) se puede hacer entero dentro de El Dorado, sin depender de un solo banco. Y repetimos el mejor consejo del hilo: empieza con un monto chico, haz la ida y la vuelta una vez para ver cómo funciona, y nunca le pases tus palabras de recuperación a nadie, ni siquiera a alguien que diga ser de El Dorado. Para quienes están afectados por ueno, lo primero sigue siendo la info oficial del BCP sobre el Fondo de Garantía de Depósitos. Y una última cosa, porque lo que deja un pánico financiero, es justamente la desconfianza en que otro guarde tu dinero: si prefieres no depender de nadie, ni de un banco ni de nosotros, dentro de la app tienes una billetera de autocustodia. Usa passkeys, así que no hay palabras de recuperación que anotar, perder o que te roben con un engaño; la clave queda protegida en tu teléfono con tu huella o tu cara. Y si pierdes el teléfono, puedes recuperar el acceso con firmantes secundarios que tú eliges. El control es tuyo, sin tener que cargar con el riesgo de un papel con 12/24 palabras.
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Guille Goncalvez retweeted
Stable Takes is back with Episode 6. Join @dwr and @sytaylor, with El Dorado CEO @stablecoing, for the top stories in stablecoins. In this episode: • Wall Street and tokenized stocks • What the U.S. midterms mean for stablecoins • @eldoradoio and @talamobile credit in LatAm
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Guille Goncalvez retweeted
@eldoradoio and @talamobile are broadening access to consumer credit in Latin America. Starting in Bolivia, eligible customers can receive and repay stablecoin loans in the El Dorado app on Tempo, without collateral. tempo.xyz/customer-stories/e…
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Guille Goncalvez retweeted
El Dorado | Offsite 2026 🌎 Somos un equipo distribuido en diferentes países de Latinoamérica 🇻🇪 🇧🇴 🇦🇷 🇧🇷 🇨🇴 🇲🇽 que comparte un mismo objetivo: Construir el Sueño Latino. El sueño de una región donde todos podamos jugar en igualdad de condiciones. Donde mover nuestro dinero sea más fácil, sin importar dónde estemos. Hace unos días dejamos las pantallas a un lado y nos encontramos en un mismo lugar para crear nuevas funcionalidades y productos, mejorar lo que ya hacemos y, sobre todo, seguir construyendo juntos. Porque detrás de El Dorado hay personas que creen en lo que estamos construyendo y en todo lo que Latinoamérica puede llegar a ser. Tenemos un equipo increíble. Y vamos con todo por lo que viene. 🌎
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Guille Goncalvez retweeted
ESE momento del año 🙂‍↕️
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Guille Goncalvez retweeted
Tala se alió con @eldoradoio para ofrecer a sus clientes la posibilidad de acceder a un crédito dentro de la wallet. No hace falta demostrar ninguna garantía. Te llega una oferta preaprobada: elegís el monto, el plazo, y la plata se te acredita en segundos. Pedís USDT y lo pagas después. Esta oferta arranca en Bolivia, donde 8 de cada 10 trabajadores se encuentran en la informalidad y acceder a productos de este tipo no es nada fácil. De seguro en los próximos meses esta campaña llegará a más países de LATAM. Creo que este es un gran avance para nuestra región en cuanto a la adopción de cripto se refiere. Porque es un producto que llega como antes no se había visto, en forma de créditos que pueden aportar un valor real a las personas que lo necesitan.
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Guille Goncalvez retweeted
Overcollateralized lending only works for people with access + liquidity. The unseen need another way in: unsecured credit underwritten on behavior and alt data, no collateral. Grateful to @eldoradoio and others building with us. We're starting the onchain credit transformation!
Watch: @stablecoing on why @eldoradoio partnered with @talamobile instead of building credit themselves 👇 Most of onchain credit today = lock $100 to borrow $90. Tala is unsecured: no collateral, underwritten on behavioral signals. $9B+ lent to 14 million people globally. Now embedded in the wallets people already trust. Once live, customers can go from offer to USDT in seconds, settled onchain on @tempo.
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Guille Goncalvez retweeted
Watch: @stablecoing on why @eldoradoio partnered with @talamobile instead of building credit themselves 👇 Most of onchain credit today = lock $100 to borrow $90. Tala is unsecured: no collateral, underwritten on behavioral signals. $9B+ lent to 14 million people globally. Now embedded in the wallets people already trust. Once live, customers can go from offer to USDT in seconds, settled onchain on @tempo.
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Guille Goncalvez retweeted
China, Brasil y Japón. Los tres principales socios comerciales de Bolivia en 2026. Tres países. Tres monedas. Una sola cuenta para pagarlos a todos: El Dorado Business
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Guille Goncalvez retweeted
Credit is a trust loop. We extend trust first before we ask for it back. That's why uncollateralized credit matters, and why it scales best inside a wallet people already trust like @eldoradoio.
.@stablecoing, CEO of @eldoradoio, says users in Bolivia will soon be able to borrow USDT without collateral inside the El Dorado app. Tala is putting up the capital, and the plan is for those loans to grow into revolving credit lines as people repay on time.
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Guille Goncalvez retweeted
Importas desde China, Europa o Estados Unidos. Tu proveedor necesita dólares. Tu cuenta está en moneda local. El Dorado Business lo resuelve.
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Guille Goncalvez retweeted
.@stablecoing, CEO of @eldoradoio, says users in Bolivia will soon be able to borrow USDT without collateral inside the El Dorado app. Tala is putting up the capital, and the plan is for those loans to grow into revolving credit lines as people repay on time.
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Guille Goncalvez retweeted
Today, I’m extremely excited to announce @eldoradoio's first stablecoin-powered credit product, in partnership with @talamobile and powered by @tempo ! 🚀 Access to credit remains one of the biggest barriers to economic growth in Latin America. Millions of people are excluded from traditional lending simply because they lack the documentation, credit history, or collateral banks require. We believe access to credit should be determined by your potential, not just your paperwork. Starting in Bolivia, eligible El Dorado users will be able to open their wallets, access pre-qualified credit offers, and receive funds in seconds, directly in USDT. Loans will be disbursed and repaid onchain through Tempo, with Tala providing the capital and taking on the credit risk.For us, this is about much more than launching another financial product. Stablecoins shouldnt just make it easier to move money. They should unlock entirely new financial opportunities. By combining El Dorados distribution with Talas lending infrastructure, were taking another step toward making financial services more accessible to millions of Latin Americans. Our ambition is to build the financial infrastructure that accelerates economic growth across Latin America, and expanding access to credit is a fundamental part of that mission. Special thanks to the rockstar team that made this partnership possible: @shivsiroya @0xskittles @Santiaestrada93 @andreujuanc @exk200 @teresagrandia @Crisaudy_ and many others We're just getting started. 🌎
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Guille Goncalvez retweeted
Awesome to see these real-world, stablecoin credit applications taking off on Tempo cc @eldoradoio @talamobile
Tala is partnering with @eldoradoio to bring embedded credit into its wallet, launching first in Bolivia. Uncollateralized consumer credit is hard to come by in Latin America. Once live, customers can get access in seconds in USDT on @tempo. Learn more: tala.co/blog/2026/10/20/tala…
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Guille Goncalvez retweeted
Tala is partnering with @eldoradoio to bring embedded credit into its wallet, launching first in Bolivia. Uncollateralized consumer credit is hard to come by in Latin America. Once live, customers can get access in seconds in USDT on @tempo. Learn more: tala.co/blog/2026/10/20/tala…
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Guille Goncalvez retweeted
credit is one of the most underrated use cases for stablecoins fewer than 1 in 10 bolivians can get a loan from a bank. now @eldoradoio users can get a pre-qualified offer and USDT in seconds, with @talamobile underwriting and everything settling on @tempo been a pleasure working with both teams on this!
Today, I’m extremely excited to announce @eldoradoio's first stablecoin-powered credit product, in partnership with @talamobile and powered by @tempo ! 🚀 Access to credit remains one of the biggest barriers to economic growth in Latin America. Millions of people are excluded from traditional lending simply because they lack the documentation, credit history, or collateral banks require. We believe access to credit should be determined by your potential, not just your paperwork. Starting in Bolivia, eligible El Dorado users will be able to open their wallets, access pre-qualified credit offers, and receive funds in seconds, directly in USDT. Loans will be disbursed and repaid onchain through Tempo, with Tala providing the capital and taking on the credit risk.For us, this is about much more than launching another financial product. Stablecoins shouldnt just make it easier to move money. They should unlock entirely new financial opportunities. By combining El Dorados distribution with Talas lending infrastructure, were taking another step toward making financial services more accessible to millions of Latin Americans. Our ambition is to build the financial infrastructure that accelerates economic growth across Latin America, and expanding access to credit is a fundamental part of that mission. Special thanks to the rockstar team that made this partnership possible: @shivsiroya @0xskittles @Santiaestrada93 @andreujuanc @exk200 @teresagrandia @Crisaudy_ and many others We're just getting started. 🌎
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